Legal, Regulatory & Website Use Notice

01 Corporate identity

SAVAYA FAMILY GLOBAL HOLDINGS SFO RSC LIMITED, doing business as Savaya Global Capital and Savaya Capital, is incorporated and registered in the Abu Dhabi Global Market, Abu Dhabi, United Arab Emirates; incorporated as a Restricted Scope Company; and commercially licensed to conduct the business activity of a Single Family Office.

In this notice, "Savaya Global Capital," "Savaya," "the Company," "we," "us" and "our" refer to SAVAYA FAMILY GLOBAL HOLDINGS SFO RSC LIMITED and all of its subsidiary entities, unless another legal entity is expressly identified.

The use of the Savaya Global Capital name does not create a separate company, branch, partnership, agency, joint venture or other legal person.

02 Registered office

The Company's registered office is:

Sky Tower, Shams Abu Dhabi
Al Reem Island
Abu Dhabi, United Arab Emirates

03 ADGM incorporation, registration and licensing

The Company is incorporated and registered pursuant to the applicable laws and regulations of the Abu Dhabi Global Market. The Company holds a commercial licence issued by the ADGM Registration Authority authorising it to conduct the business activity of a Single Family Office.

The Company is subject to the applicable:

• ADGM laws and regulations;
• company-law requirements;
• commercial-licensing requirements;
• filing and recordkeeping requirements;
• beneficial-ownership requirements;
• data-protection requirements;
• governance requirements;
• compliance obligations; and
• supervisory, administrative and enforcement powers of the relevant ADGM authorities.

References on this website to the Company being incorporated, registered, licensed, regulated or subject to regulatory oversight refer to the Company's legal status and obligations under the applicable ADGM corporate, commercial-licensing and regulatory framework. Such references must not be interpreted as meaning that the Company holds every form of regulatory approval, authorisation or financial-services permission available within ADGM.

04 Single Family Office status

Savaya Global Capital operates exclusively as a Single Family Office for the benefit of one family and its permitted family members, family trusts, foundations, holding companies, investment vehicles, estate-planning structures, philanthropic structures, family-controlled businesses, and other related family entities and arrangements.

The Company does not operate as a multi-family office. The Company does not offer family-office services to the general public or to unrelated third-party clients. The Company does not hold itself out as accepting members of the public as clients or as providing investment-management, investment-advisory, wealth-management or similar services to unrelated third parties.

In carrying out its Single Family Office activities, the Company may, subject to applicable law:

• oversee and administer family assets and affairs;
• conduct investment research and due diligence;
• evaluate investment and commercial opportunities;
• acquire, hold, finance, manage and dispose of investments;
• oversee direct and indirect investments;
• own or control holding companies and investment vehicles;
• engage banks, custodians, brokers, advisers and service providers;
• oversee legal, tax, estate-planning, succession and governance matters;
• manage family administrative and philanthropic activities;
• monitor portfolio companies and other family-owned interests; and
• undertake other activities permitted under its commercial licence and applicable law.

Nothing on this website expands the scope of the Company's licence or authorises any activity requiring a separate regulatory permission.

05 FSRA clarification

The Company's ADGM Single Family Office commercial licence is distinct from a Financial Services Permission issued by the ADGM Financial Services Regulatory Authority, or FSRA. Unless expressly stated in a separate, current and specific disclosure, the Company does not represent that it holds an FSRA Financial Services Permission.

Through this website, the Company does not:

• provide regulated investment advice to unrelated third-party clients;
• manage third-party client portfolios;
• arrange investments for members of the public;
• provide brokerage or dealing services to the public;
• provide custody services to third-party clients;
• operate or market a public investment fund;
• solicit unrelated third-party assets for management;
• accept deposits from the public;
• provide regulated financial services to the general public; or
• conduct any other activity requiring an FSRA Financial Services Permission.

Nothing on this website should be interpreted as representing that the Company is authorised by the FSRA to provide regulated financial services to third parties.

06 Purpose of this website

This website is provided solely for general corporate, informational, relationship-management and communication purposes. The website may describe the Company, its history, values, activities, interests, relationships and selected matters concerning its Single Family Office operations.

Website content is general in nature and may not describe every legal, commercial, regulatory, investment or operational consideration relevant to a particular matter. Nothing on this website obliges the Company to provide information, enter into discussions, pursue an opportunity or establish a relationship with any person.

07 No offer, solicitation or financial promotion

Nothing on this website constitutes or should be interpreted as:

• an offer to issue, sell or transfer any security, investment, financial instrument, fund interest, asset or service;
• a solicitation of an offer to purchase, subscribe for or acquire any of the foregoing;
• an invitation to participate in an investment, financing or transaction;
• an offering memorandum, prospectus, private-placement memorandum or other offering document;
• the marketing or promotion of an investment fund or regulated financial product;
• an offer to manage or advise upon third-party assets;
• a solicitation of capital, deposits, investors or client accounts;
• a public invitation to invest;
• an offer capable of contractual acceptance; or
• a commitment by the Company or any related person to enter into any transaction.

Any investment, acquisition, disposition, financing, partnership or other transaction may proceed only through definitive written documentation executed by duly authorised parties. Any proposed matter remains subject to, as applicable, legal and regulatory review; internal approval; investment-committee or governance approval; tax review; commercial negotiation; due diligence; identity verification; sanctions screening; anti-money-laundering checks; source-of-funds and source-of-wealth checks; satisfaction of applicable conditions; and execution of definitive agreements.

08 No investment or professional advice

Nothing on this website constitutes investment, financial, trading, legal, tax, accounting, regulatory, valuation, estate-planning, succession-planning, employment, cybersecurity or any other professional advice.

Nothing on this website constitutes a personal recommendation that any investment, strategy, transaction, jurisdiction, company, fund, asset or legal structure is suitable for any person. Website content has not been prepared with regard to any particular person's objectives, financial circumstances, risk tolerance, tax position, legal status or requirements.

Users should obtain independent advice from appropriately qualified legal, tax, investment, financial, accounting and other professional advisers before making any decision.

09 No client, advisory or fiduciary relationship

Accessing this website, contacting the Company or receiving information from the Company does not create a client, investment-advisory, fiduciary, agency, partnership, joint-venture, employment, professional-adviser, investor, lender or any other contractual or legal relationship.

No person becomes a client, investor, counterparty, partner, adviser, representative, employee or beneficiary of the Company merely by using this website or communicating with the Company. No duty of care is created by the publication of information on this website, except for any duty that cannot lawfully be excluded.

10 Information and reliance

Information on this website may be general; preliminary; incomplete; summarised; unaudited; indicative; illustrative; based on assumptions; obtained from third-party sources; subject to change; out of date; or not independently verified.

Users must not rely solely upon this website when making any investment, financial, legal, tax, commercial, operational, employment or other decision. The Company does not undertake to verify, update, correct or supplement all information appearing on this website.

Information that was accurate when published may cease to be accurate because of subsequent events, regulatory changes, corporate changes, market developments or other circumstances. Current corporate and licensing information should be independently verified through the appropriate official register or directly with the Company.

11 No representation or warranty

To the fullest extent permitted by applicable law, the Company and its related persons make no representation, warranty, guarantee or undertaking, express or implied, regarding accuracy, completeness, authenticity, timeliness, reliability, availability, suitability, merchantability, fitness for a particular purpose, title, non-infringement, cybersecurity, compatibility, freedom from errors, freedom from malware or achievement of any stated or implied result.

The Company does not warrant that this website will be uninterrupted, continuously available, secure, error-free or free from harmful components.

12 Forward-looking statements

This website may contain forecasts, plans, expectations, estimates, valuations, targets, anticipated outcomes, opinions or other forward-looking statements. Forward-looking statements are inherently uncertain and may be based on assumptions that prove incorrect. Actual events, circumstances and results may differ materially from those expressed, expected or implied.

No representation or assurance is given that any investment objective will be achieved; any transaction will be completed; any forecast will prove accurate; any expected return will be realised; any asset will retain or increase its value; any strategy will be successful; or any loss will be avoided.

Forward-looking information speaks only as of the date on which it is published. The Company assumes no obligation to update it except where required by applicable law.

13 Investment and transaction risks

All investments and commercial transactions involve risk. Investment values may rise or fall. Investments may be illiquid, difficult to value or difficult to sell.

Risks may include:

• market risk;
• liquidity risk;
• credit risk;
• counterparty risk;
• operational risk;
• legal risk;
• tax risk;
• regulatory risk;
• currency risk;
• political risk;
• technology risk;
• cybersecurity risk;
• concentration risk; and
• loss of capital.

Past performance is not necessarily indicative of future performance. Hypothetical, simulated, modelled, estimated or back-tested performance does not represent actual results and may be affected by assumptions, hindsight, data limitations and other material differences. A person may lose some or all capital invested.

14 Confidential and material non-public information

Information communicated by the Company outside the public portions of this website may constitute confidential, proprietary, privileged or material non-public information. Recipients are responsible for complying with all applicable confidentiality obligations, securities laws, insider-trading restrictions, market-abuse rules, contractual obligations, privacy obligations and professional duties.

No person may use material non-public information to trade or deal in securities or other assets; recommend or encourage another person to trade; improperly disclose information; avoid a loss; obtain an unauthorised benefit; or otherwise violate applicable law.

Nothing on this website authorises the use or disclosure of confidential or material non-public information.

15 Intellectual property

Unless expressly stated otherwise, all intellectual-property and proprietary rights in this website and its contents are owned by, licensed to or used with permission by the Company or the relevant rights holder. Protected material may include the Savaya Global Capital and Savaya names, logos and branding, domain names, written materials, website design, photographs, graphics, videos, presentations, research, financial analyses, investment models, methodologies, software, source code, datasets, databases, business plans, investment strategies, transaction structures and other proprietary information.

Users may view this website for legitimate personal or business-information purposes. Without prior written permission from the Company, users may not copy, reproduce, republish, distribute, transmit, modify, translate, scrape, crawl, data mine, reverse-engineer, commercially exploit, create derivative works from, systematically extract information from, remove proprietary notices from, or use website content to develop, train, test or improve an artificial-intelligence or machine-learning system.

No intellectual-property licence, ownership interest or other right is granted merely by accessing or using this website.

16 Savaya Global Capital name and branding

Savaya Global Capital is the formally approved business and trade name used by SAVAYA FAMILY GLOBAL HOLDINGS SFO RSC LIMITED.

Use of the Savaya Global Capital name does not imply that Savaya Global Capital is a separate incorporated entity; that another entity guarantees the Company's obligations; that the Company provides services to the public; that the Company holds an FSRA Financial Services Permission; that any family member is personally responsible for the Company's obligations; or that another person or entity using a similar name is affiliated with the Company.

No person may use the Savaya Global Capital name, branding, logo, domain names or other identifiers in a manner that falsely implies authorisation, endorsement, affiliation, sponsorship, partnership, employment, representation or approval by the Company.

17 Acceptable use

Users must not use this website:

• for any unlawful, fraudulent or abusive purpose;
• to impersonate the Company or another person;
• to misrepresent an affiliation with the Company;
• to gain unauthorised access to systems or data;
• to introduce malware or harmful code;
• to interfere with the website's operation;
• to scrape or systematically extract website information;
• to circumvent technical protections;
• to conduct automated activity that imposes an unreasonable burden;
• to infringe intellectual-property, privacy or other rights; or
• to collect information about other users without lawful authority.

The Company may restrict or terminate access where it reasonably believes that a user has violated this notice or applicable law.

18 Third-party content and external links

This website may contain references or links to third-party websites, publications, businesses, products, service providers or information. Unless expressly stated otherwise, the Company does not control third-party content; verify third-party information; endorse third parties; guarantee third-party products or services; accept responsibility for third-party cybersecurity or privacy practices; or assume liability for third-party acts or omissions.

External links are provided for convenience or informational purposes only. Accessing third-party websites or materials is at the user's own risk and subject to the third party's own terms, privacy notices and policies.

19 Cybersecurity and electronic communications

Electronic communications and internet services are not inherently secure. Communications may be intercepted, altered, delayed, corrupted, lost, misdirected, fraudulently impersonated, accessed without authorisation or affected by malware or harmful code. The Company does not guarantee the security, confidentiality, completeness or authenticity of electronic communications.

Users and recipients should maintain appropriate cybersecurity protections; scan attachments and links; verify unusual or sensitive communications; avoid sending highly sensitive information through unsecured channels; and independently confirm important instructions through a previously established contact method.

20 Payment and wire-fraud warning

The Company will not communicate a change to bank-account, payment, custody, settlement or wire-transfer instructions solely by email.

Before transferring funds, securities, digital assets or other property, recipients must independently verify all instructions using a previously established and trusted telephone number; a known authorised contact; an approved verification procedure; or another independently verified communication method.

Recipients must not rely exclusively on an email requesting payment; contact information contained only in that email; an urgent request to bypass normal controls; a request involving secrecy or unusual urgency; or instructions that differ from previously verified information.

To the fullest extent permitted by applicable law, the Company accepts no liability for funds or property transferred to an incorrect or fraudulent recipient where appropriate independent verification procedures were not followed.

21 Privacy and data protection

The Company may collect, use, store, disclose, transfer and otherwise process personal data in accordance with applicable law, including the applicable ADGM data-protection framework.

Personal data may be processed for purposes including responding to enquiries; relationship management; family-office administration; evaluating investment and commercial opportunities; legal and regulatory compliance; identity verification; sanctions screening; anti-money-laundering and counter-terrorist-financing checks; source-of-funds and source-of-wealth reviews; fraud prevention; cybersecurity; recruitment; contractual administration; recordkeeping; dispute management; business continuity; website administration; and other legitimate operational purposes.

Depending on the circumstances, personal data may include names; contact information; professional information; identification information; correspondence; transaction information; technical and device information; website-use information; and other information voluntarily provided to the Company.

The Company may disclose personal data to affiliated family entities; professional advisers; banks and financial institutions; custodians and brokers; technology and cybersecurity providers; administrators and other service providers; courts; governmental authorities; regulators; and other recipients where disclosure is lawful and appropriate.

Personal data may be transferred to, stored in or accessed from jurisdictions outside the location in which it was collected, subject to applicable legal requirements and appropriate safeguards. The Company will retain personal data for as long as reasonably necessary for the relevant purpose, including to satisfy legal, regulatory, tax, accounting, compliance, security and recordkeeping requirements.

Subject to applicable law, individuals may have rights to request access; request correction; request deletion; restrict processing; object to processing; request portability; withdraw consent where processing is based on consent; and submit a complaint to the appropriate authority.

Privacy requests and enquiries may be sent to inquiries@savayafamily.com. Additional information may be provided in a separate Privacy Notice or Cookie Notice where appropriate.

22 Cookies and website technologies

This website may use cookies, pixels, analytics tools, server logs and similar technologies to operate the website; remember user preferences; maintain security; prevent fraud; understand website use; measure performance; and improve functionality.

Some technologies may be essential for the operation and security of the website. Others may require consent depending on the user's location and applicable law. Users may be able to manage cookies through the website's cookie-management tool or their browser settings. Disabling certain cookies may affect website functionality.

23 Communications monitoring and retention

Subject to applicable law, communications sent to or from the Company may be monitored, reviewed, recorded, stored, archived, retained, retrieved, analysed and disclosed. This may occur for cybersecurity; fraud prevention; legal compliance; regulatory compliance; risk management; recordkeeping; dispute management; business continuity; quality control; and operational purposes.

Communications may be disclosed where required or permitted by applicable law, court order, an ADGM authority, another competent governmental or regulatory authority, or valid legal process.

24 Sanctions, anti-money laundering and compliance

The Company may perform identity verification; sanctions screening; politically exposed person screening; source-of-funds and source-of-wealth checks; anti-money-laundering and counter-terrorist-financing checks; anti-bribery and anti-corruption checks; fraud-prevention checks; and other legal, regulatory, compliance and reputational assessments.

The Company may request documents or information in connection with these reviews. The Company may decline, suspend or terminate a proposed communication, relationship, payment or transaction where it considers this necessary or appropriate for legal, regulatory, compliance, security, reputational or risk-management reasons. Nothing on this website obliges the Company to enter into or continue any relationship or transaction.

25 Media, public relations and speaking enquiries

All media, public relations, press, interview, conference, event, podcast, speaking, appearance, sponsorship and similar enquiries must be directed to inquiries@savayafamily.com.

No employee, family member, adviser or representative should be treated as speaking officially on behalf of the Company unless expressly authorised to do so. No use may be made of the Company's name, logo, statements or branding in a press release, marketing material, event programme or public announcement without prior written approval.

26 No authority to bind

No employee, director, officer, family member, representative, adviser or service provider has authority to bind the Company unless such authority has been validly granted. Website content, informal communications, draft documents, term sheets, expressions of interest and preliminary discussions do not create binding obligations unless expressly stated otherwise in final written documentation executed by a duly authorised person.

Only the specific legal entity identified in definitive executed documentation will be responsible for the obligations contained in that documentation. No family member, shareholder, director, affiliate, trust, foundation, investment vehicle, portfolio company, employee, adviser or service provider assumes another person's obligations merely because of an affiliation, common ownership, common branding or communication.

27 Limitation of liability

To the fullest extent permitted by applicable law, the Company and its respective shareholders, directors, officers, employees, family members, affiliates, trusts, foundations, investment vehicles, representatives, advisers, agents and service providers exclude liability for any loss or damage arising from or relating to:

• use of, or inability to access, this website;
• reliance on website information;
• inaccuracies, omissions or outdated information;
• interruption or delay;
• data loss, malware or unauthorised access;
• cybersecurity incidents;
• third-party content or external links;
• investment or commercial decisions;
• communications failures;
• impersonation or fraud; or
• failure to verify information or payment instructions.

This exclusion applies, to the fullest extent legally permitted, to direct, indirect, incidental, consequential, special and punitive loss, and to loss of profit, business, opportunity, data, goodwill and anticipated savings. Nothing in this notice excludes or limits liability that cannot lawfully be excluded or limited.

28 Indemnity

To the fullest extent permitted by applicable law, users agree to indemnify and hold harmless the Company and its related persons against losses, claims, liabilities, damages, costs and expenses arising from unlawful use of the website; breach of this notice; infringement of intellectual-property rights; unauthorised use or disclosure of website content; misuse of Company branding; interference with website systems; fraudulent or misleading conduct; or violation of applicable law.

29 No waiver

A failure or delay by the Company to exercise any right, remedy, privilege or protection does not constitute a waiver. A waiver is effective only where expressly made in writing by a duly authorised person. A waiver concerning one matter does not constitute a waiver concerning another matter.

30 Severability

If any provision of this notice is found to be unlawful, invalid or unenforceable, that provision will be interpreted, modified or limited to the minimum extent necessary. The remaining provisions will continue in full force and effect.

31 Entire website notice

This notice constitutes the general legal and regulatory notice applicable to this website. Additional terms may apply to particular services, communications, portals, documents or transactions. Where additional terms apply, those terms will prevail to the extent of any inconsistency concerning the relevant matter.

32 Governing law and jurisdiction

This notice and any non-contractual obligations arising from or connected with it are governed by the applicable laws and regulations of the Abu Dhabi Global Market. Subject to any mandatory law or valid alternative dispute-resolution agreement, the ADGM Courts shall have exclusive jurisdiction over disputes arising from or connected with this website or this notice.

33 Changes to this notice

The Company may amend this notice at any time. Changes become effective when published on this website unless a later effective date is stated. Users should review this page periodically. Continued use of the website following publication of an updated notice constitutes acknowledgement of the updated notice.

34 Contact information